What these terms cover
This document sets out the terms under which you may access and use lumi-casino.fi (referred to as "the portal", "this site", "we", "us" or "our"). By continuing to browse, you confirm you have read and accept these terms in full. If any part is unacceptable, you must stop using the portal immediately.
These terms were last updated on 16 March 2026. We reserve the right to amend them at any time; continued use after a change constitutes acceptance of the revised version.
The role of this portal
lumi-casino.fi is an independent information and marketing portal. We publish reviews, guides and factual content about Lumi and other online gambling brands. We are not the operator of Lumi, we do not process player registrations, deposits or withdrawals, and we hold no gambling licence of any kind.
The operator behind Lumi – White Hat Gaming Limited, registered in Malta under company number C73232 – runs its own platform at a separate domain. Any account you open, any money you deposit, and any gameplay you undertake happens entirely on the operator's own site, under the operator's own terms and the licence issued by the Malta Gaming Authority (MGA/B2C/370/2017). We have no access to player accounts, no involvement in disputes between players and the operator, and no authority to intervene in how the operator runs its service.
If you register with Lumi after visiting this portal, you do so directly with White Hat Gaming Limited. Their terms of service, bonus conditions, privacy policy and house rules govern that relationship – not ours. Read those documents on the operator's own platform before you deposit anything.
Your responsibilities as a visitor
Access to this portal is restricted to persons aged 18 and over (18+). By using the site you confirm you meet this requirement. We are not responsible for verifying your age – that obligation rests with you and, once you register, with the operator.
You agree to use the portal lawfully and in a manner that does not infringe the rights of others or restrict anyone else's use of the site. Specifically, you must not:
- attempt to gain unauthorised access to any part of the portal, its servers or any connected database;
- interfere with or disrupt the portal's operation or the servers and networks connected to it;
- use automated tools (bots, scrapers, crawlers) to extract content without our prior written consent;
- reproduce, duplicate, copy, sell or exploit any portion of the portal for commercial purposes without permission;
- post or transmit any unlawful, threatening, defamatory, obscene or otherwise objectionable material via any contact form or communication channel we provide.
Any breach of these obligations may result in immediate termination of your access, without notice.
Compliance with local law
Online gambling regulations vary by jurisdiction. It is your responsibility to ensure that accessing information about Lumi, and subsequently registering with the operator if you choose to, complies with the laws of your country or region. We make no representation that the content on this portal, or the operator's services, are appropriate or lawful in every location.
Ownership of content and intellectual property
All text, images, graphics, logos, page layout, software and other material published on lumi-casino.fi are owned by us or licensed to us. This content is protected by copyright, trademark and other intellectual property laws in the United Kingdom and internationally.
You may view, download and print pages from the portal for your own personal, non-commercial use, provided you do not remove or alter any copyright, trademark or other proprietary notices. Any other use – including reproduction, modification, distribution or republication – requires our prior written consent.
Brand names, logos and trademarks mentioned in our reviews (including "Lumi" and any associated marks) remain the property of their respective owners. Their appearance on this portal does not imply endorsement of us by those owners, nor does it grant you any licence to use those marks.
Limitation of liability
We strive to keep the information on this portal accurate and current, but we make no warranties – express or implied – about the completeness, reliability or suitability of any content for a particular purpose. The portal and all material on it are provided "as is" without any condition, warranty or other term of any kind.
To the fullest extent permitted by law, we exclude all liability for any loss or damage – direct, indirect, incidental, consequential or otherwise – arising from your use of the portal or your reliance on any information published here. This includes, without limitation:
- loss of profits, revenue, contracts or anticipated savings;
- loss of data or corruption of data;
- any financial losses arising from gambling activity conducted with the operator;
- any claim that content on the portal is inaccurate, incomplete or out of date.
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under English law.
Third-party links and external content
This portal contains links to external websites, including the operator's own platform and third-party organisations such as GamCare, BeGambleAware and the Malta Gaming Authority. We provide these links for your convenience; their presence does not imply our endorsement of the content on those sites, and we have no control over their availability or their terms of use.
Once you leave lumi-casino.fi by clicking an outbound link, you are subject to the terms and privacy policy of the destination site. We accept no responsibility for any loss or damage arising from your use of external sites, and we recommend you read their own policies before proceeding.
Data protection and your privacy
How we collect, use and protect your personal data is set out in full in our Privacy Policy, which forms part of these terms. That document explains what information we gather (primarily technical data via cookies and analytics, plus any details you provide through a contact form), our lawful basis for processing it, and your rights under the UK General Data Protection Regulation and the Data Protection Act 2018.
In brief: we do not sell or rent your data to third parties. We share anonymised usage data with analytics providers (Google Analytics) and advertising partners to improve the portal and measure campaign performance. Any personal information you submit via our contact form is handled confidentially and used only to respond to your enquiry.
To exercise your rights – including access, rectification, erasure or objection – contact us at [email protected]. If you are dissatisfied with our response, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.
Age restriction and protection of minors
Gambling is an adult activity. Access to lumi-casino.fi and to the operator's platform is prohibited for anyone under the age of 18. We do not knowingly collect data from minors, and if we become aware that a person under 18 has provided us with personal information, we will delete it promptly.
If you share a device with a minor, we recommend installing parental-control software such as Net Nanny or Qustodio to block access to gambling-related content. Such tools are widely available and can be configured to restrict both websites and app downloads.
Availability of the portal
We aim to keep lumi-casino.fi available at all times, but we do not guarantee uninterrupted access. The portal may be temporarily unavailable due to maintenance, server issues, or circumstances beyond our control. We reserve the right to suspend, withdraw or restrict access to any part of the portal without notice, and we will not be liable for any unavailability or loss of data that results.
Responsible gambling
Gambling should be entertainment, not a way to make money or solve financial problems. If you choose to register with Lumi after reading this portal, set limits before you start – and stick to them.
The operator provides deposit limits, reality checks, time-outs and self-exclusion tools within its platform. Use them. If gambling stops feeling like fun, stop and seek help. Free, confidential support is available in the UK through:
- GamCare – gamcare.org.uk; National Gambling Helpline 0808 8020 133 (24/7, free from all phones)
- BeGambleAware – begambleaware.org
- GamStop – gamstop.co.uk, a free national self-exclusion scheme across all licensed UK operators
Blocking software such as Gamban (gamban.com) and BetBlocker (betblocker.org, free and multi-platform) can prevent access to gambling sites across all your devices.
Changes to these terms
We may revise these terms at any time by updating this page. Changes take effect immediately upon publication, and your continued use of the portal after an update constitutes acceptance of the new terms. We recommend you review this document periodically to stay informed of any modifications.
Significant changes – such as alterations to liability clauses or data-processing practices – will be highlighted at the top of this page for a reasonable period after publication.
Governing law and jurisdiction
These terms, and any dispute or claim arising from your use of the portal (including non-contractual disputes), are governed by the laws of England and Wales. This choice of law applies to the relationship between you and lumi-casino.fi; it does not affect the operator's own terms, which are governed by Maltese law under the MGA licence.
You agree that the courts of England and Wales have exclusive jurisdiction to settle any dispute or claim that arises from, or is connected to, these terms or your use of this portal. If any provision of these terms is found to be invalid or unenforceable by a court, the remaining provisions continue in full force.
Contact the portal
For questions about these terms, the content on lumi-casino.fi, or any other matter relating to the portal itself, contact the editorial team at [email protected]. We aim to respond within 48 hours during normal working days.
For questions about your player account, deposits, withdrawals, bonuses or technical issues with gameplay, contact the operator's own support channels via the Lumi platform. We have no access to player accounts and cannot assist with those enquiries.
Disclaimer: This page is provided for information and marketing purposes only. We are not a casino operator, a bookmaker or an organiser of gambling activity. Access to this content is restricted to persons aged 18 and over (18+). If gambling ever stops feeling like entertainment, free confidential support is available at BeGambleAware.org.